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Nearing Retirement

Will you have enough money to retire?

How much you need to retire depends on what retirement looks like for you. Do you plan to travel, work part-time, spend time with grandkids or volunteer? I will help you figure out how much money you will need and if you are on track to retire comfortably. I will recommend strategies to work toward getting you there. You will have confidence knowing you have a retirement roadmap designed specifically for you.

Will your money last?

If you are asking yourself this question, you are not alone. It is one of the most common questions clients have about their retirement. The answer comes down to how much you have saved and how you spend it. I will walk you through our process which includes running "what if" market scenarios to see the success probability of your money lasting in retirement.

What should you consider before taking social security?

Choosing when to retire and when to start claiming Social Security benefits are two different decisions. Deferring Social Security has several benefits, so even if you choose to retire early you may want to consider deferring Social Security and use other assets to live on in the meantime. Since Social Security is not likely to meet all monthly income needs, the question becomes how to generate income from your assets. Our conversation begins by educating you about your benefits, the implications of different start dates, and the impact on spousal and survivor benefits. Armed with this information, I can help you determine the optimal claiming age.